Checking
Iowa State Bank works hard so you can manage your account the way you are used to banking. You might prefer a traditional method of writing checks and receiving a paper statement or maybe you are looking for the convenience of debit card and online banking access. At Iowa State Bank, we have accounts tailored to meet all of your needs and more importantly, make it easier for you to handle your finances.
| Basic | eA$Y Access | Value 55 | Premier |
| Amount To Open | $100 | $100 | $100 | $1,000 |
| Minimum Balance | None | None | None | $1,000 Daily |
| Service Charge | $5.00 service charge if more than 30 debits are posted to the account per statement cycle | None | None | $10.00 service charge if below balance requirement |
| Interest | None | None | None | Interest compounds and is paid to account monthly |
| Benefits at No Cost | - First 30 debits posted to the account per statement cycle are free
- Unlimited ACH transactions, PhoneHome* and online transfers and bill pay payments
| - Unlimited check writing and debit card usage
- Debit Card annual fee waived
| - Personalized standard checks
- Unlimited check writing and debit card usage
- Must be age 55 or older
| - Personalized Standard Checks, Money Orders and Cashier's Checks
- Debit Card annual fee waived
- $5.00 credit on safe deposit box
- Unlimited check writing and debit card usage
|
| Other | Check Imaging available $3.00/Month | *Must be signed up for and using Internet Banking and e-statements otherwise account will be switched to the Basic Checking and you will be charged for each Debit Card attached to account | Check Imaging available $3.00/Month | Check Imaging available at no cost |
*Take advantage of our free 24 hour automated phone service to obtain up-to-the-minute account information. Call 515-224-8090 or outside the local area call 1-800-400-5416
